I’m new to my company, should I rollover my old 401K to my new one or an IRA?
Can I access my Pensions or 401k early ? Stock options, should I cash out … rollover ?
New to your company? Thinking about retirement? Maybe you and your company have parted ways. When an employee/employer relationship begins or ends, many executives are placed in a complicated position. You many need information and guidance to make important benefit and financial decisions within a short period of time.
Professionals will help you manage the requirements of this transition in three key areas: Life Insurance Options, Qualified Plan Distribution, and additional Benefit Alternatives. Transition Planning seminars assist you in making financial decisions when your career is affected by mergers, “right sizing” and other organizational changes during critical “window” periods.
Life Insurance Options
Through group seminars or one-on-one sessions, we can help you determine your individual needs, and evaluate your life insurance options: Conversion from group coverage to individual coverage. Other individual coverage options – in the event that they are eligible for a better level of coverage and/or lower premiums.
Understand Your Benefits Package
PrivateAdvisor Suite representatives will be educated in your company’s benefits, they will go over in detail all of your options to make sure you are taking full advantage of what is available to you.
Qualified Plan Rollover/Distribution
Professionals can help you ensure that you protect your retirement savings and avoid tax penalties when you leave the company. Seminars or individual sessions can provide important information on the requirements and options of rolling over retirement funds. We can also deliver pertinent information on pension fund distribution, 401(k), and IRAs.
We will help executives evaluate and/or improve their financial outlook at this transitional time. We work with them to help identify other benefit alternatives in addition to life insurance, such as long-term care insurance or dependent coverage.
THIS OFFER IS NOT AVAILABLE TO THE GENERAL PUBLIC OR ADVISORS WITHOUT WRITTEN PRIOR APPROVAL OF UNIVERSAL INSURANCE SERVICES LLC. THIS INFORMATION IS FOR INFORMATIONAL PURPOSES ONLY. THE ABOVE DOES NOT GUARANTEE ELIGIBILITY OR ACCESS AND IS NOT A RECOMMENDATION TO PURCHASE.
For Disability, Lloyds – Physicians and Medical Professionals are eligible for simplified issue only – case by case guaranteed issue availability.