The underwriting and new business team is here to help you get the absolute best outcome on your case.

Our resources can help you from start to finish, whether you are looking for an informal inquiry form to start the underwriting process or you need resources to help you negotiate your case while in the underwriting process. We hope these resources will help you grow as an underwriter and make a real difference in helping your clients reach the best possible outcome.

Before you begin to shop your case, visit the Reference Library to find tips, guidelines and other useful resources. Some of the pieces you can find here include the informal inquiry form, HIPPA, minimum face amounts chart, and risk class equivalencies.

Looking for specific underwriting requirements?  This section houses carrier specific underwriting requirements based on an insured’s age and policy face amount, risk class definitions and criteria, and height/weight charts.

Need more detailed underwriting education?  We’ve got you covered, whether its general underwriting education related to specific parts of the body or guidance on a case, everyone from the beginner to the veteran underwriter can find what they need in the Education Center.

New Business Processing & Tools – Here you will find resources you need for packaging your case. You can access new business forms, supplemental information for older age cases, information on paramedical and APS vendors commonly used in the Universal community, and more.

Underwriting Resources

Impairment Library

The Impairment Library provides information related to a multitude of medical and non-medical underwriting impairments. The information can be used as guide when you are underwriting a case or as an educational resource.

For information regarding an impairment and its underwriting impact, simply click on the impairment name.  We have also included client questionnaires.

Education

The UW Education section provides a detailed look on everything related to Underwriting and New Business education. Whether its general underwriting education related to specific parts of the body or guidance on a case, everyone from the beginner to the veteran underwriter can find what they need.

Reference Library - Before you shop your case

Before you begin to shop your case…

Informal Inquiry Form (Trial App)

HIPAA

New Business Forms Tool

  • Forms categorized by product type and state
  • Forms packaged into a single kit
  • Preview individual forms prior to downloading
  • Forms kit bundled and downloaded into a single PDF package
  • Package delivery options include printing and e-mail
Carrier UW Requirements

This section provides carrier underwriting requirements based on an insured’s age and policy face amount, risk class definitions and criteria, and height/weight charts.

New Business Resources

Forms

Our Forms tool gives you access to the most current insurance carrier documents from more than 120 individual insurance companies. Supports Life, Annuity, LTC and DI lines of business.

Features:

  • Forms categorized by product type and state
  • Forms packaged into a single kit
  • Preview individual forms prior to downloading
  • Forms kit bundled and downloaded into a single PDF package
  • Package delivery options include printing and e-mail
Reference Library - Before you shop your case

Before you begin to shop your case…

Informal Inquiry Form (Trial App)

HIPAA

New Business Forms Tool

  • Forms categorized by product type and state
  • Forms packaged into a single kit
  • Preview individual forms prior to downloading
  • Forms kit bundled and downloaded into a single PDF package
  • Package delivery options include printing and e-mail
Product Information + Features

This comprehensive tool gives you access to carrier specific product information including:

  • Product Features
  • Underwriting Guidelines
  • Build Charts
  • Underwriting Requirements
  • Comparison Feature
Helpful Links

Access a selection of quick links to helpful medical, financial and industry websites.

New Business Vendors

Check out this section for more information and how to contact new business vendors, including paramedical and APS vendors commonly used in the UIS community.

Contact Us

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